Conventional Mortgage

Conventional Mortgage2018-10-23T22:22:03+00:00

A Conventional Mortgage may be right for you if:

  • You’re a first-time or repeat homebuyer; or
  • You have a good credit score and money to put down; or

  • You’re looking for programs with low to moderate down payment options.

Conventional Loan Benefits and Features:

  • Down payment: 3%–20%. No mortgage insurance is required with 20% down.
  • Fixed-rate loan terms: 10 years, 15 years, 20 years, 25 years, and 30 years.

  • Jumbo Loans: For amounts above the limits in the previous bullet, click on the Jumbo link in the main menu.

  • Other requirements and conditions apply.